Supporting rural financial institutions through low cost, high impact digital solutions
Supporting rural financial institutions through low cost, high impact digital solutions
LendXS is the digital credit services platform of Financial Access, which we developed with our technology partner Incentro. Our main focus is to support rural financial institutions with low-cost, high-impact digital process and risk solutions. The LendXS tools include easy-to-use workflow management and digital data collection technology and crop-specific credit scoring tools. These allow lenders to improve their credit risk analyses and to make faster, better-informed loan decisions.
The LendXS solutions are tailored to the know-your-client (KYC) and risk assessment policy and process requirements of financial institutions and will result in better balance, lower risk rural credit portfolios. LendXS can be seamlessly integrated with the IT systems of lenders through tailored APIs. The LendXS services are offered ‘pay-as-you-go’, which makes our solutions considerably more affordable than traditional IT licensing offerings.
We conduct a diagnostic assessment of key operational challenges and identify measures to reduce operational cost, improve risk management and monitor improvements over time.
We offer a low-cost SaaS solution for loan origination that includes digital data collection, workflow management, innovative credit scoring and loan portfolio monitoring.
We offer training on the usage and features of LendXS while implementing our tools. We provide continuous technical support to our clients.
through low cost, high impact digital solutions
Digitize operations to achieve cost efficiency and reduce paper-based processes.
LendXS Collect can be fully tailored to the KYC and data collection processes of each financial institution.
Our solution offers offline data collection, GPS location tracking, picture-taking and built-in data validation functionalities.
Flexible end-to-end workflows between the front and back office to reduce credit turnaround time and improve operational efficiency.
LendXS Track supports all types of credit processes and can be tailored to match specific workflow requirements, including user roles and authorization limits.
Our web dashboard helps streamline loan approvals, track key performance indicators and visualizes them through interactive reports.
Cash-flow-driven credit scoring to make better credit decisions and lower loan provisions over time.
LendXS Score analyzes the cash flow and repayment capacity of loan applicants to identify key risks, build strong lending portfolios and mitigate credit risk.
Ongoing portfolio monitoring to detect early warnings for default.
LendXS Impact incorporates satellite data to help monitor (climate) risk and track sustainability and impact performance.
Are you interested to see how LendXS can help your organization?
Fill out the form below and one of our team members will contact you with more information.